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Zviadi is 29 years old and lives with his wife, two infant children, father and grandmother in the Abasha distict of West Georgia. He is a car mechanic and his father is the driver of a first aid car, and they both work for a monthly salary. His grandmother has a retirement pension. The family also runs an agricultural business which includes two milk cows whose milk they use to make cheese. They sell about 15-20 kg of this cheese each month to people who live nearby. They also have two pigs and sell their piglets locally. Zviadi is a very hard-working man and has a lot of experience in his business. He is requesting a loan to buy calves to raise so he can expand his dairy farm. This will increase the family's income and allow them to improve their living conditions. Zviadi is grateful for your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 45
    View loans »
    Georgia Loans Fundraising
  • $7,796,600
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Zviadi to buy calves for a dairy farm.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Dec 3, 2012
Dec 17, 2012
Currency Exchange Loss:
Sep 17, 2013