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Merah 2 Group
In this Group: Dede, Nurjanah, Yuliana, Komariah
Dede is the leader of Merah 2 Group, a group of four people. They live in Tanah Rendah in the east of Jakarta.

Dede is 35 years old and married to Slamet. The couple is blessed with two children, Lalita (10 years old) and Dwi (7 years old).

Dede and Slamet work together to run a business. Dede and Slamet live together with their children and take care of the different household responsibilities together.

Dede has a kiosk in a market near her house in which she has sold stationary and construction tools for more than ten years. This business allows her to pay her children's school fees and to meet her daily needs. Competitors are her challenge to this business.

Dede and the other members of the Merah 2 Group are requesting financial support from VisionFund Indonesia for the second time, so they can increase their working capital. Dede will use her portion of the loan to buy pencils, notebooks, screws, and screwdrivers to add to her merchandise. She has a dream to send her children to the university.

Additional Information

About VisionFund Indonesia

VisionFund Indonesia is a Christian micro venture capital organization owned by Mitra Masyarakat Sejahtera (MMS) and Wahana Visi Indonesia. Founded in 2000, VFI operates in both Jakarta and Surabaya, the two biggest cities in Indonesia. VFI targets the entrepreneurial poor who have existing microbusinesses for at least 6 months and have no financial access to commercial banks. VFI also provides microinsurance for all clients through a partnership with Allianz insurance company. With nine branches as of 2011, VFI hopes to expand in order to reach underserved microfinance markets in other islands of Indonesia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 14
    View loans »
    Indonesia Loans Fundraising
  • $5,457,875
    Funds lent in using Kiva
  • 9,635.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Merah 2 Group's $625 loan helped a member to buy stationary and construction tools for her business.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 29, 2012
Dec 17, 2012
Currency Exchange Loss:
Apr 23, 2014