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Bayarmaa is a 45-year-old married woman who operates a jewelry selling business at the largest outdoor market of Ulaanbaatar, Mongolia. She has two daughters and both of them are married. Bayarmaa's husband works as a wood engraver at local company.

Bayarmaa has experience in a stall business. She has been operating her stall business since 1997, and at the largest outdoor market since 2000.

Now it is the holiday season; thus, she wants to purchase more jewelry to sell during the Christmas and New Year season.

Additional Information

About Transcapital

Transcapital is one of the leading non-bank financial institutions (NBFI) in Mongolia. Through 12 branches, it serves mainly urban and semi-urban microfinance clients, including a growing number of migrants in the capital city of Ulaanbaatar. Of its clients, almost 68% are women and 60% live in ger districts, settlements made up of houses and traditional Mongolian felt tents that lack basic infrastructure.

About Mongolia

  • $5,900
    Average annual income
  • 11
    View loans »
    Mongolia Loans Fundraising
  • $15,437,650
    Funds lent in using Kiva
  • 1,397.6
    Mongolia Tugriks (MNT) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,150 helped Bayarmaa to purchase more jewelry to sell during the New Year holiday.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 19, 2012
Jan 1, 2013
Currency Exchange Loss:
Jul 4, 2014