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Kiyal is applying for her second Kiva loan. Her first loan for 35,000 KGS was paid in full and on time. Kiyal is 36 years old and has two children at home. In 2004, while searching for a source of income for her family, Kiyal started her business selling vegetables with the starting sum of 2,000 som (KGS). Thanks to her perseverance and hard work, she was able to increase her monthly income to 15,000 som (KGS). She doesn't have a large stock of products at this time, which is why she has turned to Bai Tushum and Partners for a loan of 100,000 som (KGS). Kiyal plans on spending part of the proceeds from her loan on building materials to repair her home, and part to pay for her children's education.
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Кыял получает кредит по КИВА 2 раз. Предыдущий кредит в размере 35,000 KGS, оплачен во время и полностью.
Кыял 36 лет, воспитывает двух детей. В 2004 году, в поисках источника дохода для своей семьи, Кыял начала свой бизнес в торговле овощами со стартовой суммой в 2,000 сом (KGS). Благодаря настойчивости и упорному труду, Кыял сумела развить свой бизнес с ежемесячным доходом в 15,000 сом (KGS). На сегодняшний день ассортимент товаров не представлен в изобилии, и по этой причине Кыял обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS). Доходы от кредита Кыял планирует частично вложить в закуп стройматериалов для ремонта дома, и обучить детей.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 82
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,761,325
    Funds lent in using Kiva
  • 47.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Kiyal to increase her variety of goods on offer.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 22, 2012
Dec 18, 2012
Currency Exchange Loss:
Oct 17, 2013