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Gulnar was born in 1963 in the Toktogul village, Toktogul region, into a peasant family. In 1980 she finished Bokonbaev High School, after which she studied at the medical academy in the city of Talas until 1982. From 1982 to today, she works as a nurse in the Toktugul region polyclinic. For additional income she has a business in animal husbandry, which she started in 1983 with a calf that she received from her godfather. Today she has 1 horse, 2 cows, 1 calf, and 21 head of small, horned cattle. Gulnar married in 1982 and has two sons and two daughters from the marriage.

With the goal of further developing her business, Gulnar applied to Bai Tushum & Partners for al loan of 135,000 som (KGS) to buy additional cows and small cattle. In the future, she wants to breed cattle, build a large barn, and provide for her children's future.
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Гулнар родилась в 1963г., в п.Токтогул, Токтогульского района, в семье крестьян. В 1980г. окончила школу им.Боконбаева. После окончания школы 1980 по 1982 гг. отучилась в г.Талас, в медицинском училище. С 1982г до сегодняшнего работает мед/сестрой, в поликлинике Токтогульского района, дополнительно занимается животноводством. Животноводством начала заниматься с 1983 года, от крестного отца было выделен 1 теленок. На сегодня в хозяйстве имеет: 1 лошадь, 2 коров, 1 теленка, 21 МРС.
Вышла замуж 1982г., от брака имеет двоих сыновей и двоих дочерей. В целях дальнейшего развития своего бизнеса, Гулнар обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 135,000 сом (KGS) на покупку дополнительных голов коров и мелкого скота.
В будущем хочет развести скот, построить большой сарай, обеспечить будущее своим детям.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 62
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,295,000
    Funds lent in using Kiva
  • 47.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,850 helped Gulnar to purchase cows and sheep.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 5, 2012
Dec 18, 2012
Currency Exchange Loss:
Jan 18, 2015