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Chem is 21 years old, and married with an eight-month-year-old daughter. She lives with her husband in Chbar Mon district, Kompong Speu province.

Chem was employed at a nearby garment factory that’s 3km from her house, generating a normal salary to add to her spouse’s main income. She had been doing this for the past two years. After giving birth to her daughter, Chem temporarily stays at home taking care of her baby instead of working.

During this interval of time, Chem could better establish a hog-raising business to stabilize her income. However, she has insufficient income to start it. For this reason, she is asking for a loan in the amount of $1,500 USD to build a piggery, and purchase pigs and piglets for raising.

For the future, Chem plans to keep expanding her hog-raising business and own a big pig farm in her neighborhood. This way, she will be able to attain a better quality of life by being a successful, independent entrepreneur.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 282
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Chem to build a piggery, and purchase pigs and piglets for raising.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 19, 2012
Jan 1, 2013
Currency Exchange Loss:
Jul 25, 2013