Martin is a married father of four children who range in age from 12 to 18. He lives with his family in northeast Albania.
For more than 10 years, Martin has been involved in the animal husbandry business, and has managed to nurture this activity throughout the years.
He sells milk and little calves to locals.
Even so, his is the only income in the family, but it hasn't been bad after all, says Martin. “It’s hard work, no doubt about it, yet it can turn out to be profitable if there are no natural disasters such as heavy snow and flooding that hits the region sometimes and cause the unfortunate death of animals,” Martin continued saying.
He applied for a loan recently through VisionFund Albania to make some major repairs to his existing animal stable, and hopes that Kiva lenders will help him financially through their lending.
About VisionFund Albania
VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.