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Grace is married and has four children. Her husband is a farmer. Grace cooks rice and kenkey (a fermented corn and cassava dough that is wrapped in corn or banana leaves), which she serves with fried fish and vegetable sauce at Kwalinkrom near Elmina. Grace has had this business for three years.

Grace is requesting a loan, which she will use to purchase bags of rice, maize, and fish required in preparing her food. She uses her income to support her husband with the general upkeep of their children. Grace hopes to use her profits from her expanded business to mount a better stall for the sale of her food.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 39
    View loans »
    Ghana Loans Fundraising
  • $11,729,450
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Grace to purchase bags of rice, maize and fish.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 22, 2012
Dec 17, 2012
Currency Exchange Loss:
May 18, 2013