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Efua produces palm oil for sale. She has been in this business for 4 years now. She lives with her husband and 5 children at Mbeam, near Abura. She uses her income to assist her husband in paying for their children’s school fees. Efua will use her loan to purchase palm fruits and other ingredients that she will use to produce palm oil. With her new profits, she will create larger quantities of her product.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,967,750
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Efua to purchase palm fruits and other ingredients that she will use to produce palm oil.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 30, 2012
Dec 17, 2012
Currency Exchange Loss:
Apr 24, 2013