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Kpk Swadaya 5 Group
In this Group: Sudarmani , Minarti , Siti
"KPK Swadaya 5" is a group of 3 people whose members live in the same village and have the same business. The group's leader, Sudarmani, is the one in the center in the picture and is 50 years old. She is married and has 2 children, Arif, 21 years old (college), and Agung, 18 years old (Senior High School). Sudarmani and her husband live together with their children and take care of the different household responsibilities together.

She sells cooked food from her home. She starts to cook in the morning, 4am to 11am. This business allows her to meet her needs and those of her children without too much difficulty.

Sudarmani and the other members of the "KPK Swadaya 5" group are requesting financial support from VisionFund Indonesia for the 2nd time so that they can increase their working capital to buy fish, vegetables, eggs and chickens. “KPK Swadaya 5” is a discipline group and the previous loans have been properly repaid.

Additional Information

About VisionFund Indonesia

VisionFund Indonesia is a Christian micro venture capital organization owned by Mitra Masyarakat Sejahtera (MMS) and Wahana Visi Indonesia. Founded in 2000, VFI operates in both Jakarta and Surabaya, the two biggest cities in Indonesia. VFI targets the entrepreneurial poor who have existing microbusinesses for at least 6 months and have no financial access to commercial banks. VFI also provides microinsurance for all clients through a partnership with Allianz insurance company. With nine branches as of 2011, VFI hopes to expand in order to reach underserved microfinance markets in other islands of Indonesia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 12
    View loans »
    Indonesia Loans Fundraising
  • $5,460,425
    Funds lent in using Kiva
  • 9,630.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kpk Swadaya 5 Group's $625 loan helped a member to buy vegetables, fish, eggs and chickens.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Dec 4, 2012
Dec 21, 2012
Currency Exchange Loss:
Jun 25, 2013