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Ainagul is 50 years old, married, and has two children. As a source of income for her family, Ainagul is in the animal husbandry and farming businesses. She began the animal husbandry business 10 years ago with 20,000 KGS. She began farming after the collapse of the USSR, when the collective farms fell apart and everyone was given their own piece of land. Today, Ainagul has one cow and 10 sheep. She works 2.5 hectares of land where she grows beans every year. Today, her businesses bring in about 5,000 som (KGS) per month.

With the goal of further developing her business, Ainagul applied to Bai Tushum & Partners for a loan of 40,000 som (KGS) for the purchase of one milk cow. Ainagul plans to invest the income in further increasing the size of her herd, and to eventually save up money for a home remodel.
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Айнагул 50 лет, замужем, имеет 2 детей. В качестве источника дохода для семьи, Айнагул занимается животноводством и полеводством.Животноводством начала заниматься 10 лет назад с 20,000 KGS, полеводством начала заниматься после развала СССР, развалились и коллективные хозяйства, и каждый получил свой участок земли. На сегодняшний день Айнагуль имеет 1 корову и 10 овец, обрабатывают 2,5 га земли где ежегодно выращивают фасоль. Хозяйство на сегодня приносит около 5,000 сом (KGS) в месяц. В целях дальнейшего развития своего бизнеса, Айнагул обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 40,000 сом (KGS) на покупку 1 дойное коровы. Доходы Айнагул планирует вложить в дальнейшее увеличение поголовья скота, а будущем – накопить деньги на ремонт дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 68
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,317,750
    Funds lent in using Kiva
  • 47.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Ainagul to purchase 1 milk cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 5, 2012
Dec 18, 2012
Currency Exchange Loss:
Dec 17, 2013