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Mansyurianto, 32, is a businessman who sells timber to build a house. He has a wife and a seven-year-old child. Mansyurianto sells timber to a building materials store. Daily, he buys the timber from many villages and then sells directly to the store. To support his business, he has a car to transport the timbers.

This month he has a large order from the store and he needs more capital to buy timber. He is borrowing a loan from MUK of 5,000,000 IDR. He will use the loan to purchase many kinds of timber, such as teak woods, and also tools to cut the timber.

Mansyurianto hopes he can sell all the timber and get money from the store soon. The profit will be set aside for saving, capital and car repair.

Additional Information

More information about this loan

This loan is part of MUK’s effort to reach small business owners in rural areas of Bali in Indonesia. Borrowers often lack collateral to be eligible for working capital loans and are located in areas where access to microfinance is limited. MUK organizes borrowers into groups that cross guarantee one another, allowing them to qualify for a loan. By funding this loan you are providing underserved borrowers with crucial capital to sustain their existing businesses.

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

About Indonesia

  • $5,200
    Average annual income
  • 17
    View loans »
    Indonesia Loans Fundraising
  • $5,288,425
    Funds lent in using Kiva
  • 9,630.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Masyurianto to buy timber.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 11, 2012
Dec 16, 2012
Currency Exchange Loss:
Aug 17, 2013