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Moises Anibal
Moisés is 24 years old and lives in a home of his own, along with his wife and daughter. He works as a mason but when those projects end he puts all his effort into farming, since he has many needs and he looks for other ways to generate income when he is out of work.

Moisés grows the basic grains, rice, beans, and corn. He is known for being hardworking, responsible, and enterprising, and lives in very humble conditions with his family, but this is no excuse for him not to rise every morning and continue working for a better quality of life. For this reason he decided to request a loan through INTEGRAL, in order to invest in farming supplies such as compost, seeds, fertilizers, pesticides and other things. With his faith in God, and through his work, he hopes to have an abundant harvest so he can sell part of it and keep the rest for personal consumption. In this way he hopes to achieve his dream of giving his family a better quality of life.
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Moisés de 24 años de edad habita en casa de su propiedad junto con su esposa e hija. Él se dedica a la albañilería, pero cuando se terminan los proyectos pone todo su empeño en la agricultura ya que sus necesidades son muchas y al quedarse sin un trabajo busca como generar ingresos en el otro. Moisés cultiva los principales granos básicos como: arroz, frijoles y maíz. Se caracteriza por ser una persona muy trabajadora, responsable y emprendedora, vive en condiciones muy humildes junto con su familia, pero esta situación no es un pretexto para levantarse cada día y continuar luchando para conseguir una mejor calidad de vida. Es por esta razón que ha tomado la decisión de solicitar un crédito a INTEGRAL para invertir en la compra de insumos agrícolas como: abonos, semillas, fertilizantes, pesticidas u otros. Con mucha confianza en Dios y en su trabajo espera tener una cosecha abundante, de la cual pueda vender una parte y dejar otra parte para su consumo. Con esto espera cumplir su sueño de dar a su familia una mejor calidad de vida.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 662
    View loans »
    El Salvador Loans Fundraising
  • $26,134,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $450 helped Moises Anibal to buy farming supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Dec 6, 2012
Listed
Dec 16, 2012
Currency Exchange Loss:
N/A
Ended:
Jan 19, 2013