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Kamla is an older woman from the Negev. Her children are grown. She has run a household goods store on the first floor of her home for the last year. Kamla decided to open her store when she could not finish the month on her pension payment. The small amount she receives each month simply does not cover her expenses. As a strong, determined women, she decided to develop her micro-enterprise.

Kamla needed this loan to purchase stock and pay for renovating the flooring at her store’s entrance.

Kamla wants to continue and manage her store well and assist her daughters with their children. In the future, she wants to introduce electronic items into the store.

Additional Information

About KIEDF:

Koret Israel Economic Development Funds (KIEDF) launched its direct lending program, SAWA, in 2006 to help low-income and unemployed populations within Israel create independent income-generating activities. SAWA currently serves Bedouin women in the Negev, Arab Israeli women in northern Israel and Jewish Israeli women. SAWA loans support a wide variety of small business types including consumer goods sales, grocery stores, animal raising, hairdressing, sewing, and day care. SAWA continues to grow and serve new populations while maintaining a loss rate of less than 3%.

About Israel

  • $36,200
    Average annual income
  • 1
    View loans »
    Israel Loans Fundraising
  • $1,357,475
    Funds lent in using Kiva
  • 3.8
    Israel New Shekels (ILS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,650 helped Kamla to purchase stock and pay for renovating the flooring at her store’s entrance.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Dec 13, 2012
Dec 16, 2012
Currency Exchange Loss:
Nov 20, 2014