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Tinocra is 31 years old; she is married with one child.

Tinocra works hard to provide for her family. She runs a general store in the Philippines and has requested a PHP 50,000 loan through NWTF to buy additional stocks to sell in her general store, like canned goods, snack foods, eggs, etc..

Tinocra has borrowed, and repaid, 19 loans from NWTF prior to this loan. She has been running the general store for 8 years, and also earns an income from buying and selling dried coconut meat.

Tinocra aspires to build and expand her business to secure the financial stability of her family.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1940
    View loans »
    Philippines Loans Fundraising
  • $61,097,225
    Funds lent in using Kiva
  • 41.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Tinocra to buy additional stock to sell in her general store, like canned goods, snack foods, eggs, etc.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Dec 10, 2012
Dec 16, 2012
Currency Exchange Loss:
Apr 17, 2013