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Estela is 56 years old and a widow with four children.

Estela works hard to provide for her family. She runs a general store in the Philippines and requested a PHP 25,000 loan through NWTF to purchase additional stocks to sell, such as soap, shampoo, canned goods and soft drinks.

Estela has borrowed and paid 10 loans from NWTF before this loan. She has been running the general store for one year and also earns an income from tailoring.

Estela aspires to save enough to provide a secure future for her family.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 2081
    View loans »
    Philippines Loans Fundraising
  • $61,204,950
    Funds lent in using Kiva
  • 41.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Estela to purchase additional stocks to sell like soap, shampoo, canned goods and soft drinks.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Dec 11, 2012
Dec 16, 2012
Currency Exchange Loss:
Jul 17, 2013