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This is 36 year old Titty. She is married and has 2 children aged 16 and 3 years. In 2006, she established her drinks and cosmetics business, which she began because she wants to develop herself and her family. Her business is located in the outskirts of town and her main customers are women and men. Working 7 days a week and 11 hours a day, she earns about SLL 700,000 every month. Titty requires a loan of SLL 3,000,000 in order to purchase soft drinks, pure drinking water, perming cream, and weaving hair for resale. She hopes that this loan, used properly, will help her to develop her business. In the future, Titty plans to become an international business woman, build her own house and give a quality education to her children. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $903
    Average annual income
  • 21
    View loans »
    Sierra Leone Loans Fundraising
  • $9,100,425
    Funds lent in using Kiva
  • 4,331.4
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Titty to buy more cosmetics and drinks.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 7, 2012
Dec 16, 2012
Currency Exchange Loss:
Nov 17, 2013