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This is 42 years old Sinneh. He is married and has 2 children aged 6 months and 8 years. In 2002, Sinneh established his charcoal and palm oil business, which he inherited from his late mother. It is located on the outskirts of town and his main customers are women. Working 7 days a week and 10 hours a day, he earns about SLL 800,000 every month. Sinneh requires a loan of SLL 3,000,000 in order to purchase sacks of charcoal and rubbers of palm oil for resale. He hopes that this loan will help him to earn more profits. In the future, Sinneh plans to complete his house. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 5
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,050
    Funds lent in using Kiva
  • 4,331.4
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Sinneh to buy more bags of charcoal.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 5, 2012
Dec 16, 2012
Currency Exchange Loss:
Nov 17, 2013