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This is 46 year-old Musu. She is married and has 3 children aged 22, 17 and 13. She has 2 additional dependents, who live with her because of their schooling. In 1987, Musu established a plastic and dishes business, which she began in order to enhance her independence. Her business is located at the heart of town and her main customers are both men and women. Working 7 days a week and 11 hours a day, she earns about SLL 420,000 every month.

Musu has already received and successfully repaid 1 loan, and now requires a new loan of SLL 4,000,000 in order to buy plastic and rubber dishes. She hopes that this loan will help increase her capital base and lead to more merchandise for sale. In the future, Musu plans to own a house, educate her children, and seek more funds for expansion. She says thanks to Kiva, and appreciates the gesture she is receiving. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 21
    View loans »
    Sierra Leone Loans Fundraising
  • $9,379,975
    Funds lent in using Kiva
  • 4,331.4
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Musu to buy plastic and rubber dishes.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Dec 5, 2012
Dec 16, 2012
Currency Exchange Loss:
Sep 17, 2013