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Shalva is 34 years old. He lives is a small village of Samtredia district, West Georgia with his wife, 2 daughters and parents. His parents are provided with a retirement pension. Shalva is a watchman at a local school and gets monthly income.

The family runs agricultural activities. In particular, they have 2 calves, whose milk is used in cheese production. Monthly, they sell approximately 40 kg of cheese locally in an open market at a good price. Additionally, they have 2 hectares of agricultural land where maize and nut trees are grown. The harvested products are sold locally.

Shalva is a very hardworking man and has a rich experience in his business. Shalva requested a loan for purchasing a milk cow. After purchasing an additional milk cow, they will be able to produce more dairy products and increase sales. It will increase the income of the family and they will be able to improve their living conditions. Shalva awaits your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 37
    View loans »
    Georgia Loans Fundraising
  • $8,073,000
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Shalva to purchase a milk cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 12, 2012
Dec 16, 2012
Currency Exchange Loss:
Jul 17, 2013