Update on Gloria MicaelaGloria Micaela is married. She is 34 years old. She finished six years of primary school education. She has a son, who is a student now.
She works weaving traditional pieces. Currently is is working weaving traditional belts and sashes. She began this business as a worker in another business, and up until now has 5 years of experience weaving traditional belts and sashes. She has the support of her husband who works building houses.
She is asking for a loan that she will use to buy raw materials such as yarn for making different colors and designs so that she can increase her production of weavings as she hopes to improve and continue expanding her business.
Solicita un préstamo que lo utilizara para la compra de materia prima, como hilos y laborares de diferente colores y diseños, para que así aumente su producción de tejidos, ya que espera mejorar y seguir creciendo en su negocio.
Previous Loan DetailsMs. Gloria Micaela is married, 33 years old, finished her primary school education, and has one child. She devotes herself to weaving traditional clothing and began this business as an agent in another business. She has ten years of experience to date, and counts on the support of her husband who… More from Gloria Micaela's previous loan »
About Asociación ASDIRASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 20 months (Additional Information)
- Repayment Schedule
- Nov 23, 2012
- Jan 1, 2013
- Currency Exchange Loss:
- Jul 18, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.