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Maria De Los Angeles
María, who is 51 years old, is a humble housekeeper that, although she never finished her studies as she would have liked to have done, is a very hard-working person with a desire to rise above her circumstances. She is originally from Managua, with a background in business, and she has her high school diploma. She is the proud mother of three children, only one of which she still has under her direct care; an 11-year-old daughter who is currently enrolled in middle school. She has been selling clothing and shoes for eight years.

She began her business with money that she had personally saved. She had a clothing shop in the past, but it burned down in the municipality of San Carlos del Rio San Juan. Going off of her previous business, she decided to sell groceries from a spare room in her house, and she does receive some financial support from her daughter. Her products are sold within her own community and in the surrounding grocery stores in the area. She feels satisfied with her business because it is more profitable, and she can count on steady clients.

She would like to use the loan to buy sugar, beans, oil, rice, detergent, soap, and other products necessary to outfit her grocery store. She would be very grateful for the loan, as it would be of great help to her further investment in her business and to attract more customers, generating at the same time more income. Her future plans include making repairs and improvements on her house and eventually buying a car, but her next goal is to expand her business.
View original language description ↓
María, 51 años de edad es una mujer humilde ama de casa que a pesar de no haber culminado sus estudios a como ella hubiera deseado es una persona muy trabajadora con deseo de salir adelante, originaria de Managua, de oficio comerciante, su nivel académico es hasta el bachillerato, orgullosa madre de 3 hijos, tiene a su cargo, solo 1 hija de 11 años, actualmente cursa sus estudios de secundaria, ella se dedica al negocio de venta de ropa y zapatos desde hace 8 años.
Inicio su actividad con dinero propio que tenia ahorrado, anteriormente tenia una tienda de ropa, pero se le quemo en el Municipio San Carlos del Rio San Juan, de su anterior negocio decide poner la venta de pulpería en su casa de habitación, en su negocio recibe el apoyo de su hija que le ayuda económicamente, sus productos los comercializa en la misma comunidad y pulperías aledañas a la zona, se siente satisfecha con su negocio porque es mas rentable, cuenta con clientes fijos.
Realiza el préstamo para comprar azúcar, frijoles, aceite, arroz, detergente, jabón, todos los insumos necesarios para surtir su pulpería, ella estima el crédito será de ayuda ya que podrá invertir en su negocio lo que permitirá la atracción de más clientes generando a la vez más ingresos, sus planes futuros es hacerle mejoras a su casa y llegar a tener su carro, su meta próxima es ampliar su negocio.

About Nicaragua

  • $3,636
    Average annual income
  • 127
    View loans »
    Nicaragua Loans Fundraising
  • $23,814,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $750 helped Maria De Los Angeles to buy sugar, beans, oil, rice, detergent and soap.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 7, 2012
Listed
Dec 15, 2012
Currency Exchange Loss:
N/A
Ended:
Jan 18, 2014