Update on Estela JosefinaEstela Josefina, 46, is married and has four children who are students. She completed secondary-level courses. She makes a living as an artisan of textiles in traditional styles, a business she started thanks to her parents' support. At the moment she has 15 years of experience. She has the support of her husband, who's a merchant.
She's requesting a loan to buy thread in a variety of colors. Her work is in demand and she wants her business to be a great endeavor so she can improve her family's living conditions.
Solicita un préstamo, que tendrá como destino, la compra de hilos de varios colores, ya que su trabajo tiene demanda y quiere que tal negocio sea una gran empresa. Apoyando así a mejorar la condición de vida de su familia.
Previous Loan DetailsSra. Estela Josefina is 45 years old, married, and completed six years of her primary school education. She has four children. Estela is an artisan who makes embroidered blouses in different designs. She started in this line of work as an operator and now has five years of experience.
About Asociación ASDIRASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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