Hien, 29 years old, is married and has two daughters. Her husband is a worker in a local factory. She supports her family through the income she earns from her general store from which she sells cosmetics and common household products. She has run this business for 13 years. She lives in Ho Chi Minh City.
Hien intends to take a loan to buy a greater quantity of cosmetic products and household items to sell from her general store to meet her customers' demands. She hopes that the additional products will enable her to increase her sales. She hopes her business runs smoothly and will help her to improve her living condition.
About Capital Aid Fund for Employment of the Poor
Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.