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Laura is 37 years old and she bore and raised three children. Her oldest son helps with the business. She has a secondary/vocational education. She married after finishing school. She has been in business for a long time. About nine years ago she started in the businesses of animal husbandry and farming with 15,000 KGS. At the present time, her family continues to be in these businesses. They have two cows and 20 sheep. Laura's income comes from selling milk out of her home to wholesale buyers. The family's monthly income comes to about 5,000 KGS. By nature, she is a very active and hardworking person.

Laura applied to Bai Tushum & Partners for a loan of 100,000 KGS for the purchase of cattle. She plans to buy two cows. In the future, Laura plans to increase her herd's size and to improve her family's matierial situation by repairing her home and educating her children.
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Лаура 37 лет. Лаура родила и воспитала 3 детей. Старший сын помогает по хозяйству. Заёмщик имеет средне - специальное образование. После окончаний школы вышла замуж.Бизнесом занимается давно, около 9 лет назад начала заниматься животноводством и полеводством. Начала она свой бизнес с 15,000 KGS. В данный момент семья продолжает заниматься полеводством и животноводством, у них есть 2 коровы, 20 овец. Источником дохода Лаура является реализация молока с дома оптовым покупателям.Ежемесячный доход семьи составляет около 5,000 KGS. По характеру Лаура очень активный и трудолюбивый человек. Лаура обратилась в Компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) для приобретения скота.Она планирует купить 2 коровы. В будущем Лаура собирается увеличить поголовье скота и улучшить материальное положение семьи и сделать дома ремонт, обучить детей.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 74
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,919,875
    Funds lent in using Kiva
  • 47.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Laura to purchase milk cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 30, 2012
Dec 18, 2012
Currency Exchange Loss:
Dec 17, 2013