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Virgen De Copacabana Group
In this Group: Estela , Ghina , Liz Irashi , Felipe , Sixto Alberto , Lizeth , Jhon , Maria Beatriz *, Mercedes , Miguel Angel *
* not pictured
The members belong to the Communal Bank "Virgen Del Carmen". This bank is located in the district of Cusco, in the province and department of Cusco.

One group member is Mercedes. She is separated, 31 years old, and has one child. She alternates her daily activities with her business selling meat skewers, which she sells out of her house. Mercedes has been in this business for one year and it is going well thanks to the effort that she puts in to her business each day. She also works in her mother's restaurant, serving guests that go to the restaurant. Mercedes is a responsible and hard-working person and it is in this way that she moves her family forward.

Mercedes is asking for this loan in order to buy supplies for her meat skewer business, including meat, oil, charcoal, and more.

Other group members make a living in different businesses, including selling light lunches, running a restaurant, selling hamburgers, general contracting, and agriculture.

Mercedes is grateful to those who are a part of this dream in this way and agrees to comply with the payment of her quotas in the established timeline.
View original language description ↓
Los socios pertenecen al banco comunal “VIRGEN DEL CARMEN”; Este banco se ubicado en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Mercedes ella es separada ,tiene 31 años y tiene 1 hijo; La socia alterna sus actividades diarias con el negocio de venta de anticuchos, la socia vende de forma ambulatoria por su casa, la socia lleva un año en este su negocio el cual le va bien gracias al empeño que le pone cada día a su negocio, la socia a la vez trabaja en el restaurante de su mama atendiendo a los clientes que van al restaurante, la socia es una persona responsable y empeñosa siendo de esta forma que la socia saca adelante a su familia.

La socia solicita el crédito para la compra de insumos para su negocio de anticuchos como carne, aceite, carbón entre otros.

Los otros socios se dedican al negocio de venta de refrigerios, restaurante, venta de hamburguesas, maestro constructor, agrónomo.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 85
    View loans »
    Peru Loans Fundraising
  • $58,960,675
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Virgen De Copacabana Group's $2,375 loan helped a member to buy supplies for her meat skewer business such as meat, oil, charcoal, and more.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 16, 2012
Jan 1, 2013
Currency Exchange Loss:
Apr 17, 2013