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Ridwane-Laï Group
In this Group: Moibatou, Choukouratou-Laï Adénikè, Rafouath Abakkè T.
"Ridwane-Laï" is a group of 3 people whose members get their supplies in the same area and belong to the same tontines. The group's leader, Moïbatou, is the one whose hand is raised in the picture. She is 44 years old and is married to Antoine, a miller. Moïbatou did not go to school. The couple have 2 children, neither of whom attend school. Moïbatou lives alone with her children and takes care of the different household responsibilities by herself.

Moïbatou sells food, corn and rice from her home. She gets her supplies at a market in Benin. This business allows her to meet her needs and those of her children without too much difficulty.

Moïbatou and the other members of the "Ridwane-Laï" group are requesting financial support from ALIDé for the fifth time, with a view to strengthening their businesses and better meeting the demands of their customers. The previous loans have been properly repaid.
" RIDWANE-LAÏ " est un groupe de trois personnes, dont les membres s'approvisionnent au même endroit et font des tontines ensemble. La représentante du groupe, Moïbatou est celle dont la main est levée sur la photo, est âgée de 44 ans est mariée à Antoine, un meunier. Moïbatou n’a pas fréquenté l'éécole. Le couple à deux enfants, aucun d’eux n’est scolarisés. Moïbatou vit seule avec ses enfants. Moïbatou assure toute seule les différentes charges de la maison. Moïbatou vend de la nourriture, du maïs et du riz à son domicile. Moïbatou s’approvisionne dans un marché du Bénin. Cette activité lui permet de subvenir sans grande difficulté, à ses besoins et à ceux de ses enfants. Moïbatou et les autres membres du groupe " RIDWANE-LAÏ " sollicitent pour une cinquième fois, l’appui financier de ALIDé en vue de renforcer leur activité et de mieux répondre aux exigences de leur clientèle. les prêts antérieurs ont été bien remboursés.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 501.2
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Ridwane-Laï Group's $650 loan helped a member to buy bags of corn and rice.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 16, 2012
Dec 16, 2012
Currency Exchange Loss:
Dec 17, 2013