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Hernán’s married and has a school-age son attending public school; they live in their own house located in the city of El Alto’s Villa Tunari zone. He completed mid-technical education level and works as a police officer for the city of El Alto. He needs the loan to buy building materials like cement and iron to lay a floor in his house which is still dirt to provide his family with more comfort. Hernán’s dream is to have a comfortable house for his family. This is the first time he’s asked IMPRO and KIVA for a loan.
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Hernán, es casado y tiene un hijo que está en etapa escolar en un colegio estatal, viven en casa propia, la casa se encuentra ubicada en la zona Villa Tunari de la ciudad de El Alto.

El estudió hasta el nivel de Técnico Medio y actualmente desempeña las funciones de Oficial de Policía en la ciudad de El Alto.

El crédito lo requiere para comprar material de construcción: cemento y fierro. Así podrá hacer el vaciado del piso de su vivienda, que aún es de tierra, para su familia y brindarles mayor comodidad.

El sueño de Hernan es tener una vivienda confortable para su familia.

Es la primera vez que solicita crédito junto a IMPRO y la primera vez con KIVA.

Additional Information


IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Bolivia

  • $5,500
    Average annual income
  • 165
    View loans »
    Bolivia Loans Fundraising
  • $33,489,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Hernan to buy building supplies.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Dec 6, 2012
Dec 14, 2012
Currency Exchange Loss:
Nov 17, 2013