"Mahugnon 9" is a group of 3 people whose members are friends and live in the same region. The group's leader, Anne-Marie Ablavi, is the one with her hand raised in the picture. Anne-Marie Ablavi is 43 years old. She did not go to school. Anne-Marie Ablavi is married to Emmanuel. The couple have 4 dependent children, all of whom attend school. Anne-Marie Ablavi and Emmanuel live together with their children and take care of the different household responsibilities together.
Anne-Marie Ablavi sells condiments and vegetable oil from her home. She also sells corn as a sideline business. She gets her supplies at a market in Benin. This business allows her to meet her needs and those of her children without too much difficulty.
Anne-Marie Ablavi would like to increase her level of business. In order to do this, she and the other members of the "Mahugnon 9" group are requesting financial support from ALIDé for the fourth time, with a view to strengthening their businesses and better meeting the demands of their customers. The previous loans have been properly repaid.
" MAHUGNON 9 " est un groupe de trois personnes, dont les membres sont des amies et résident dans la même région. La représentante du groupe, Anne-Marie Ablavi est celle dont la main est levée sur la photo. Anne-Marie Ablavi est âgée de 43 ans. Anne-Marie Ablavi n’a pas fréquenté l'école. Anne-Marie Ablavi est mariée à Emmanuel. Le couple à quatre enfants, tous scolarisés et à leur charge. Anne-Marie Ablavi et Emmanuel vivent ensemble avec leurs enfants et assurent ensemble les différentes charges de la maison. Anne-Marie Ablavi vend des condiments et de huile végétale à son domicile. De façon secondaire, Anne-Marie Ablavi vend du maïs. Anne-Marie Ablavi s’approvisionne dans un marché du Bénin. Cette activité lui permet de subvenir sans grande difficulté à ses besoins et à ceux de ses enfants. Anne-Marie Ablavi voudrait renforcer le niveau de son activité. Pour ce faire, Anne-Marie Ablavi et les autres membres du groupe " MAHUGNON 9 " sollicitent pour une quatrième fois, l’appui financier de ALIDé en vue de renforcer leur activité et de mieux répondre aux exigences de leur clientèle. les prêts antérieurs ont été bien remboursés.
Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.
Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.