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Teresa Del Carmen
Teresa del Carmen, is known as a responsible, hardworking, and honest person and works at various jobs in Santa Rosa de Peñón, a beautiful city located in León department. She is the single mother of two dependent children who are students. She mainly works as a janitor at a health department. She supports her family and ensures that her children get the education they deserve. She needs a loan to buy a computer so that her children have a better learning experience. She found out that Kiva and Ceprodel provide this financing.

She is healthy, and, given her honesty and ability to work, she has a good credit history. Therefore, she is asking Kiva and Ceprodel to finance this loan so that she can achieve one of her dreams: to give her children a better education than what she had. "Thank God I found Ceprodel and Kiva because they can lend a hand so that I can continue working."
View original language description ↓
En el Municipio de Santa Rosa de Peñón una preciosa ciudad dedicada en diferentes actividades ubicada en el departamento de León, la señora teresa del Carmen es conocida como una persona Responsable Honesta y Trabajadora.

Teresa del Carmen es una madre soltera cuenta con dos hijos a su cargo, todos estudian, sus principales funciones es desempeñar el cargo de conserje en uno de los ministerio de salud.

Teresa del Carmen mantiene a su familia y asegura que sus hijos vallan a recibir la educación que se merecen, por eso necesita un financiamiento para la compra de una computadora para el beneficio de sus dos hijos quienes necesitan mucho de ella para un mejor aprendizaje, ha descubierto que Kiva y Ceprodel le puede dar este tipo de financiamiento.

De momento solo cuenta con su buena salud, su capacidad de trabajo y la honradez que en el pasado le ha permitido mantener un buen récor crediticio, es por tal razón que solicita a kiva y Ceprodel que le financien este tipo de crédito para cumplir con sus sueños principales de darle una mejor educación a sus hijos ya que en su vida no la pudo obtener.

"Agradece a Dios como primer instancia por haberme encontrado con Ceprodel y Kiva, para que estos le sigan dando la mano amigable para seguir adelante en su vida laboral.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 126
    View loans »
    Nicaragua Loans Fundraising
  • $24,597,675
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Teresa Del Carmen to buy a computer.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 29, 2012
Listed
Dec 14, 2012
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014