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Warmicuna Llanqanchis Group
In this Group: Lucy, Elsa Gregoria, Leonarda Isabel, Ruth, Margarita, Bibiana, Luciana, Judit*, Miguel Angel, Angie Rosmery
* not pictured

Update on Warmicuna Llanqanchis Group

The members belong to the “Warmicuna Llanoqanchis” communal bank located in Anta District belonging to Anta Province and Cusco Department. Lucy, 25, has a spouse and a son. She works in her business raising animals; she raises guinea pigs and pigs. She fattens them up and when they grow she sells them in various street markets. She works from 8am until 4pm and has been in business two years. She’s doing well and is able to support her son by means of this business. She used to work in a gas station but didn’t do too well because she was paid very little. Her dream is to have a place to sell her animals. She’s requesting the loan to buy guinea pigs, pigs and feed for them. She is grateful to those who share her dream by this means and commits to make her payments as scheduled.

The members who appear in the inserted photo took their photo after the group photo because they asked permission due to work. The other group members work selling livestock, beauty products, providing taxi service and work selling food.
View original language description ↓
Los socios pertenecen al banco comunal “WARMICUNA LLANQANCHIS”; Este banco se ubicada en el distrito de Anta, perteneciente a la provincia de Anta y departamento de Cusco.

La socia es la Sra. Lucy ella es conviviente y tiene 25 años y tiene 1 hijo; La socia trabaja en su negocio de crianza de animales, la socia cría cuyes y chanchos, la socia los hace engordar y crecer y luego los vende en las diferentes ferias, la socia trabaja desde las 8:00 a.m hasta las 4:00 p.m,la socia se dedica a este negocio 2 años y el está yendo bien, por medio de este negocio la socia saca adelante a su hijo, anteriormente la socia trabajaba en su grifo pero no el fue my bien porque le pagaban muy poco, el sueño de la socia es tener un local donde pueda vender los animales. La socia solicita el préstamo para comprar cuyes y chanchos y alimentos para los animales.
Los socios qu estan pegados a la foto grupal se les tomo despues la foto, porque pidieron permiso por motivos de trabajo.
Los otros socios se dedican al negocio de venta de ganado, negocio de venta de productos de belleza, negocio de servicio de taxi y negocio de venta de comida.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Previous Loan Details

Milagros belongs to the “Warmicuna Llanqanchis” communal bank located in Anta Province, Cusco Department. She alternates her daily activities with a business selling beauty products like creams, perfume and cologne, among others. She sells them independently among her acquaintances and family m... More from Warmicuna Llanqanchis Group's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 178
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Warmicuna Llanqanchis Group's $4,975 loan helped a member to buy guinea pigs, pigs and animal feed.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 16, 2012
Jan 1, 2013
Currency Exchange Loss:
Apr 17, 2013