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Teresa De Jesús
In the small town of Sauce, there are all sorts of businesses. It is here in Sauce that 44-year-old Teresa de Jesús lives.

Teresa is married with two children and she runs a shop out of her own house.

She looks after her much loved children and makes sure that they attend school.

She counts on her good health, her ability to work and her little grocery store which has been progressing with the loans that have financed it. She is looking for a loan from Ceprodel for her business to grow and she will use it to buy corn, beans, sugar, oil and rice. She thinks it will be very important for her family to progress.

She says, "First I thank God for having found out about Ceprodel and Kiva, because they are offering a kind hand so that I can make progress."
View original language description ↓
En el municipio del Sauce un pequeño pueblo, donde existen diversas actividades comerciales, es aquí donde habita la señora Teresa de Jesús de 44 años de edad.

Teresa es casada cuenta con dos hijos bajo su cargo y sus principales funciones es desempeñar el cargo como comerciante en su propia casa de habitación.

Mantiene a sus adorados hijos y asegura que vallan a la escuela.

Solo cuenta con su buena salud, su capacidad de trabajo, y su pequeño negocio como es la pulpería que la ha ido desarrollando con créditos que le han financiado solicita un crédito a ceprodel para el desarrollo de su negociocon la compra de Maíz, Frijoles, Azúcar, Aceite, Arroz, ella considera de mucha importancia, para el desarrollo de su familia.

"Agradezco a Dios como primer instancia por haberme encontrado con Ceprodel y Kiva, para que estos me sigan dando la mano amigable para seguir adelante".

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 67
    View loans »
    Nicaragua Loans Fundraising
  • $25,083,125
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Teresa De Jesús to buy corn, beans, sugar, oil, rice, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 21, 2012
Dec 14, 2012
Currency Exchange Loss:
Dec 21, 2013