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Arshad
Arshad is a very hard-working and active borrower with Kiva's partner BRAC Pakistan. He is 50 years old and lives in Rawalpindi with his family: a decent and responsible housewife, 4 sons, and 4 daughters. Two of his sons live abroad while rest of the children are students.

Since 2002, Arshad has been running a small garment shop in the market. This shop is the only source of income for his family. The winter season has started in Pakistan, so he wants to purchase a variety of warm clothing, such as sweaters, coats, gloves, mufflers, and school jerseys. To do this, he has requested a loan in the amount of PKR 100,000.

The loan will help him to offer a variety of products to his clients and increase his net income as well. Arshad dreams of increasing his business so that his children can have a better future. Arshad's family sends loads of prayers and thanks to all of the staff of Kiva and BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 272
    View loans »
    Pakistan Loans Fundraising
  • $14,714,900
    Funds lent in using Kiva
  • 97.5
    Pakistan Rupees (PKR) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,050 helped Arshad to purchase a variety of warm clothing for his garment shop.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 7, 2012
Listed
Dec 15, 2012
Currency Exchange Loss:
Possible
Ended:
Jan 17, 2014