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Yer's Group
In this Group: Yer, Chouk
Yer resides in Siem Reap province’s Srey Snom district, Cambodia. She is 45 years of age and married with two children. Yer is a rice farmer on a three-hectare plot of farm. Having been in this business for ten years, she is able to earn around 10,000KHR per day and save approximately 5,000KHR after canceling out the daily costs of living.

Yer, a first-time borrower, is leading another group member who is also a first-time borrower with VisionFund (Kiva’s partner) to take out a loan in the amount of 1,000,000KHR each. Yer will utilize her loan portion to buy fertilizer and pay for the cost of labor. After receiving the requested loan, Yer expects a boost in her income.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 51
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • 4,000.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Yer's Group's $500 loan helped a member to buy fertilizer and pay for the cost of labor.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 14, 2012
Jan 1, 2013
Currency Exchange Loss:
Oct 17, 2013