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Reouy's Group
In this Group: Reouy, Saroum, Chariya, Kleng
Reouy is a 51-year-old villager who resides in a rural village of the Thmor Koul district located in Battambang province, Cambodia. She is married and the mother of four children, one of whom (a daughter) is dependent on her and still attends school.

Reouy farms rice on a three-hectare plot of land while her husband works as a paid worker. Together, they are able to earn around 14,000 KHR daily and to save approximately 5,000 KHR after accounting for the daily cost of living. This will be Reouy’s eighth time requesting a loan from VisionFund (Kiva’s partner). The previous loans have helped her improve her family’s living standards.

Now, she is leading a loan group comprised of four female members in order to take out a loan in the amount of 1,000,000 KHR each. As the group representative, Reouy, will use her loan portion to support her rice-growing business by purchasing fertilizer. After receiving and using the loan as she plans, Reouy believes that her rice field will provide her with a good-quality crop so that she can sell it at a good price, generating more income to the family. She will also use the income to keep her dependent child in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 278
    View loans »
    Cambodia Loans Fundraising
  • $37,506,450
    Funds lent in using Kiva
  • 4,000.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Reouy's Group's $1,000 loan helped a member to purchase fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 14, 2012
Jan 1, 2013
Currency Exchange Loss:
Dec 17, 2013