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Oktyabr is 51 years old, a widow, and her children are already grown and independent. Oktyabr has a higher education and has very good feedback from her neighbors. They say that she is a kind and hardworking woman. To provide the primary source of income for her family, she has been involved in animal husbandry since 2000, having started this business with a sum of 8,000 KGS. Thanks to Oktyabr's hard work, her business contains four cows, 20 sheep, 20 goats and one horse, and yields about 12,000 KGS per month from sales of milk and dairy products, which serves as the foundation for covering expenses for food and consumer needs of the family. Besides selling milk, she is involved in feeding and reselling livestock. The income from the business allowed Oktyabr to marry off and provide for her children. In order to further develop her business, Oktyabr requested a loan in the amount of 80,000 som (KGS) from the "Bai-Tushum and Partners" company to buy bulls and sheep because livestock prices are very low. She plans to invest the earnings from the loan into further expanding her business and wants to make housing repairs at home.
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Октябрь 51 лет, вдова, дети Октябрь уже взрослые и самостоятельные. Октябрь имеет высшее образование, имеет очень хорошие отзывы соседей. Они отзываются о ней как о доброй и трудолюбивой женщине. Октябрь в качестве основного дохода для своей семьи, с 2000 года занимается животноводством , начав этот бизнес с 8,000 KGS. Благодаря упорному труду Октябрь в хозяйстве имеется 4 коровы, 20 голов овец, 20 голов коз и 1 лошадь, ее деятельность приносит около 12,000 KGS в месяц,от продажи молока и молочной продукции, что служит основой для покрытия расходов на питание и бытовые нужды семьи.По мимо продажи молока Октябрь занимается откормом скота и перепродажей. Доходы от бизнеса позволили Октябрь женить своих детей и обустроить их. В целях дальнейшего развития своего бизнеса, Октябрь обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 80,000 сом (KGS) на покупку бычков и овец, так как цены на скот очень низкие. Доходы от кредита Октябрь планирует вложить в дальнейшее увеличение своего бизнеса, и весной хочет сделать ремонт дома

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 68
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,318,175
    Funds lent in using Kiva
  • 47.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,700 helped Oktyabr to buy bulls and sheep.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 15, 2012
Dec 16, 2012
Currency Exchange Loss:
Dec 17, 2013