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Normahmad Z. lives in Dushanbe. He is married and has 6 children. He is the sole provider for his family. Because of this, he needs to work a lot. He is in farming and agricultural businesses. He would like to obtain a loan so he could purchase natural fertilizers. This will help him to grow quality crops. He is planning to pay off the loan within the next 18 months.

Translated from Russian by Vasilisa Budnikova, Kiva Volunteer.

Закирлоев Нормахмад житель города Душанбе. Женат и имеет шестерых детей. Он один является кормильцем семьи. Для того , чтобы обеспечить семью ему приходится много работать. Занимается животноводством и растениеводством. Хочет получить кредит для того . чтобы закупить удобрения. Это поможет получить качественный урожай. Погасить кредит сможет в течении 18 месяцев

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 116
    View loans »
    Tajikistan Loans Fundraising
  • $29,875,725
    Funds lent in using Kiva
  • 3.5
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Normahmad to purchase natural fertilizers.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 12, 2008
Aug 9, 2008
Currency Exchange Loss:
Apr 15, 2010