Tabitha has being a member of GHAPE for three years now and has successfully repaid two loans, both of which she invested in the buying and selling of kola nuts, animal feed, beans, and farming crops like beans, maize, cassava, corn, and potatoes. The profits have helped her to pay school fees for her children and other basic needs of her family.
Tabitha is requesting a loan to expand her kola nuts business and to increase the size of her farm by adding more land. She is convinced her business is going to succeed because nearly all men eat kola nuts no matter how the economy suffers. Her farm currently provides her family with all the staple crops, and if she farms more land, she may be able to sell the surplus.
She plans to repay this loan in 18 months and the first installment repayment begins four months after disbursement.
About Grounded and Holistic Approach to People's Empowerment (GHAPE)
This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.
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