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Giovanny Enrique
Young Giovanny works for the state as an official planner and also he is studying for a degree in systems engineering with financial support from his parents.

His biggest dream is to finish his degree in order to gain a better position in the workplace, since the possibility exists of a grade increase.

This is why Giovanny is asking for a loan so he can pay for the diploma fees. Her salary is too low to cover the cost so high for a single payment. He is grateful for the help.
View original language description ↓
El joven Giovanny labora como oficial planificador para el estado y también estudia la carrera de ingeniería en sistemas con el apoyo económico de sus padres, su mayor deseo es terminar su profesión para optar por un mejor puesto en su centro de trabajo, ya que existe la posibilidad de un asenso de grado, por eso Giovanny solicita apoyo de crédito para poder pagar el curso de titulación de su carrera, su salario es muy bajo para poder cubrir este costo tan alto de un solo pago, agradece el apoyo brindado.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 95
    View loans »
    Nicaragua Loans Fundraising
  • $24,753,075
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,475 helped Giovanny Enrique to pay diploma fees for his systems engineering course so he can gain a better position in the workplace.
98% repaid
Repayment Term
33 months (Additional Information)
Repayment Schedule
Nov 17, 2012
Dec 13, 2012
Currency Exchange Loss:
Jul 23, 2015