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Vicuñitas 2010 Chacaltaya Group
In this Group: Helmer, Juana , Miguel Angel, Ivan Alvaro, Julia, Albertina, Claudia Monica, Petrona, Josefa
The VICUÑITAS 2010 CHACALTAYA entrepreneurial bank is made up of nine members; six women and three men. All have different businesses. Josefa is the president of the bank and she is 35 years old and has five children, ages 16, 12, 10, 8, and 4. She is a carpenter and works with her husband who is also a carpenter and who taught her this trade. She has her own business in the Zenkata zone and will use the money from this loan to buy lumber in quantity so that she can fill some orders for furniture.

Josefa is a hardworking woman who is very grateful for the support from the institution and is proud to be able to work in this trade that is normally a man’s trade. She has gotten ahead and is happy to have broken these barriers with her perseverance.
View original language description ↓
El Banco de emprendimiento VICUÑITAS 2010 CHACALTAYA está compuesto por nueve integrantes seis mujeres y tres varones, todos ellos se dedican a distintas actividades, la presidenta del banco es la Sra. Josefa tiene 35 años y tiene cinco hijos de la edades de 16, 12, 10, 8 y 4 años, la Sra. Josefa es de ocupación carpintera trabaja junto a su esposo quien también es carpintero y quien le enseño este oficio tiene su propio taller ubicado en la zona de Zenkata, el destino del crédito es para la compra de madera al por mayor ya que tiene que realizar entregas de muebles la Sra. Josefa es una persona muy trabajadora se siente agradecida con la institución por el apoyo que se le ha brindado ya que ella está orgullosa de trabajar ya que este oficio generalmente es de varones y ella salió adelante y se siente feliz porque traspaso estas barreras que lo logro a base de mucha perseverancia.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 228
    View loans »
    Bolivia Loans Fundraising
  • $31,614,775
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Vicuñitas 2010 Chacaltaya Group's $5,800 loan helped a member to buy lumber.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Dec 8, 2012
Jan 1, 2013
Currency Exchange Loss:
Oct 17, 2013