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Carmen
Carmen, 54, is single and has three children; she lives with her family in a community in Nueva Frontera, Santa Bárbara Department. Carmen is a teacher by profession; she works as a Kindergarten principal in her community. With the goal of earning higher income, she opened a business selling school and office supplies a year ago.

She decided to request a 21,000 Lempira loan to buy school supplies like spiral notebooks, normal notebooks, graphite pencils, ball-point pens, markers, bond paper and construction paper. With the financial support she hopes to increase sales and use profits to remodel her house so she can install her business there.
View original language description ↓
La Señora Carmen tiene 54 años de edad, es soltera, tiene 3 hijos reside en compañía de su familia en una comunidad del municipio de Nueva Frontera, Departamento de Santa Barbará.
Carmen es maestra de profesión, labora como directora del Kínder de su comunidad. Con el propósito de generar mayores ingresos decidió desde hace un año establecer un negocio de venta de útiles escolares y de oficina.
Decidió solicitar un préstamo por la cantidad de 21,000 Lempiras los que piensa invertir en la compra de útiles escolares como cuadernos de espirar, cuadernos normales, lápiz grafito, lápiz de tinta, marcadores, papel bond y cartulina.
Con el apoyo financiero ella espera aumentar sus ventas y con las utilidades remodelar su casa para establecer su negocio en dicha vivienda.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,200
    Average annual income
  • 44
    View loans »
    Honduras Loans Fundraising
  • $7,971,875
    Funds lent in using Kiva
  • 19.8
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Carmen to buy school and office supplies.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 21, 2012
Listed
Dec 13, 2012
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2013