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Berthalina
Berthalina is fifty-one years old, married and has six children, two of them are underage and attend school. She is originally from the Chinandega region, in the western part of the country. She has a small shop in her house, where she sells small quantities of basic consumer products such as coffee, shampoo sachets, oil, bread, milk, eggs, matches, vegetables and beverages.

Berthalina has worked before with the foundation and has proved to be responsible by paying on time and the right amount.

She started this line of work because she needed to have a job and a source of income. With the loan, she will invest in working capital and she will stock her business up in order to improve her income and serve her clients better. Berthalina appreciates the help that Kiva lenders give to people with few resources from poor countries like Nicaragua, which helps them to have a decent job.
View original language description ↓
Berthalina de 51 años de edad, casada con seis hijos, de los cuales 2 son menores de edad, y están estudiando. Ella es originaria del departamento de Chinandega, lugar que está ubicado en la zona de occidente del país. Su actividad económica es un pulpería ubicada en su casa de habitación, la cual consisten en vender productos de consumo diario para el hogar y en cantidades pequeñas como: sobre de café, sobres de shampoo, aceite, pan, leche, huevos, caja de fosforo, verduras, refresco. Esta señora ya ha trabajado con fundación y ha demostrado su responsabilidad de pago en tiempo y forma. Actividad que surgió por la necesidad de tener un medio de trabajo y una fuente de ingresos. El objetivo del préstamo es para invertir en capital de trabajo y surtir su negocio para mejorar sus ingresos y satisfacer a sus clientes. Berthalina agradece la ayuda que los inversionistas kiva les brindan a personas de escasos recursos y países pobre como es Nicaragua para tener un medio de trabajo digno.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $3,636
    Average annual income
  • 145
    View loans »
    Nicaragua Loans Fundraising
  • $24,089,275
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Berthalina to invest in working capital for her small shop and to buy basic supplies such as coffee, oil, bread and milk.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 13, 2012
Listed
Dec 13, 2012
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2013