Update on Jose LuisJose Luis is married and 33 years old. He completed 3 years of primary school education, and he has 2 children, one of whom is currently in school. He is a carpenter for a living, and he makes all kinds of furniture. He started this business when he was an employee at another business, and he now has 14 years of experience. He also has the help of his wife who takes care of the domestic needs.
He decided to ask for a loan that will help him to buy tools for work. He hopes to continue to improve his shop with better income, and to provide good living conditions for his family.
Decide solicitar un préstamo que lo utilizara para la compra de herramientas de trabajo, espera seguir mejorando su taller, ya que quiere capitalizar y tener buenas ganancias, dando si una buena condición de vida a su familia.
Previous Loan DetailsSr. Jose Luis is married, 32 years old and has had three years of primary school education. He has 2 children, one of whom is in school. He is a carpenter and makes all kinds of furniture, wardrobes, beds, bookcases, etc. He started the business and has had 13 years of experience. He is applying… More from Jose Luis's previous loan »
About Asociación ASDIRASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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