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Born in 1959, Esther A. is married and has five children. She has been a very hardworking woman from the day she joined GHAPE. She explained how good it is for a woman to work for herself and care for the children, even if her work is just the rearing of pigs. Her desire is to work for her children’s education and pay for their apprenticeships so that they may learn a trade. She decided to become a member of GHAPE due to her inability to get investment capital, which could give her higher income to meet her children’s needs. With a loan of $1200, she plans to buy motorcycle parts to be resold, buy seeds to plant, and buy other products for retail. This investment will help people in her community to travel from one location to the other. She will also retail her goods to the public which will greatly help the poor who will not have to travel as far to acquire their daily needs. She is planning on using the profits generated to sponsor her children in school. She also wants to buy working tools for them, to help them get a start in their mechanic apprenticeships.
She plans to pay the loan in 24 months. The first installment repayment shall be on the fourth month from the date of disbursement.

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About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

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    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD