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Isidora, 57, has two businesses. On the one hand, a sewing workshop where she makes all types of clothes and on the other hand a store where she sells basic staple items. Isidora has 32 years’ experience as a merchant ever since she decided to find independent work to generate income for her home and to help out her husband who was solely responsible for them up to then.

In her initial store business she always worked in his company and then some time later decided to start sewing, a new business venture, with her daughter. She manufactures in her own workshop and sells directly to the final consumer by means of promotion and from her own display point.

The two businesses help her generate family income and she feels very satisfied because of it. But, the end-of-year season mean a large upswing in commercial activity and she feels that it’s important to have additional working capital to stock up and respond to demand from customers who increase their purchases of food and clothing to celebrate Christmas and New Year’s.

This is why she’s calling on a Kiva loan to buy fabric, thread and women’s accessories to provide special finishing touches to the clothes she makes and she also needs to buy snacks, food items, liquor, soft-drinks and beverages that are important to satisfy her clientele while generating additional income for her family and making Kiva her best investment.
View original language description ↓
Isidora de 57 años de edad, tiene dos negocios, por un lado un taller de confecciones, donde trabaja todas las líneas de ropa y por otro lado una tienda donde comercializa productos de la canasta familiar . Isidora como comerciante tiene 32 años de experiencia, desde que decidió buscar un trabajo independiente, para genera ingresos que beneficiaran su hogar y apoyar a su esposo, quien hasta ese momento respondía por los gatos de su hogar, en su inicial negocio de tienda, donde ella siempre trabajó en su compañía; desde hace un tiempo, decidió emprender una confección, nueva aventura de negocios, en compañía de su hija, fabricando en su propio taller y vendiendo directamente al consumidor final, mediante la promoción y desde su punto de exhibición. Los dos negocios ayudan a genera ingresos a su familia y ella se siente muy satisfecha por ello, pero las temporadas de fin de año, época de gran despliegue comercial, siente que es importante tener un capital e trabajo adicional, para surtir y responder a su clientela, que incrementa sus gastos en alimentos y en vestuarios, para recibir el año nuevo y las navidades, satisfechos y muy felices en familia. Esta es la razón por la cual acude a un credikiva, mediante el cual comprará telas, hilos, accesorios femeninos, para dar un acabado especial a la ropa que hace y además requiere comprar ranchos, víveres, licores, refrescos y bebidas, importantes para dar gusto a su clientela mientras su familia con ello genera nuevos ingresos y hacen de Kiva su mejor inversión.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 410
    View loans »
    Colombia Loans Fundraising
  • $16,316,100
    Funds lent in using Kiva
  • 1,800.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Isidora to buy sewing supplies, women's accessories, snacks, food items, liquor, soft-drinks and beverages.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 30, 2012
Dec 17, 2012
Currency Exchange Loss:
Jan 17, 2014