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Born in 1966, J. is married to Michael Teneng with five children, two below the age of 15. Due to poverty and untimely death of her father and brothers she was unable to continue her education. Her mother was unable to help her and her younger sister single handedly. She could not raise enough money to educate the children, take care of their hospitals bills and pay for basic house needs like salts and magi. J. is a hardworking and energetic young woman who decided to start a business buying and selling wood. Until now, she had been making healthy profits in the business, which has helped her take care of her children. Motivated by the need for business capital and need to be with people made her to become a member of GHAPE in 2005, where she was trained in business and marketing techniques, So far she has successfully obtained and repaid loans two times from GHAPE..
She requests a loan to continue in her business of poultry and pig raising, farming and wood selling. She is quite convinced that her business is going to be successful because she has experience and a lot of customers in it.
J. plans to pay the loan in 24 months. The first installment shall be repaid on the fourth month from the date of loan disbursement

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About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

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    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD