Ernest is the chairman of his tribe's clansmen and a former chairman of the residents of Mukuru kwa Ruben, an informal settlement in Nairobi, Kenya. Ernest is a successful small business operator who has succeeded in all business ventures he has undertaken ranging from water kiosks, rental houses and a retail store.
After talking to a current owner of a Fresh Life Toilet, the father of 10 was convinced that a Fresh Life Toilet will greatly improve the sanitation of his area of residence. He sees that the toilet is hygienic and easily accessible particularly during the rainy season.
Ernest hopes to make his community cleaner by investing in a Fresh Life Toilet. He hopes to prosper in all he does, be in good health and live a peaceful life.
More information about this loan
Eight million people in Kenyan slums and 2.6 billion people worldwide lack access to hygienic sanitation. Sanergy aims to permanently reduce related disease in these areas by making sanitation accessible, affordable and sustainable. This social enterprise builds toilets under the “Fresh Life” brand, franchises them to local entrepreneurs, collects the waste and converts it into renewable energy and organic fertilizer.
Because Sanergy’s core business is not microfinance and its partnership with Kiva is unprecedented, these loans present some level of additional risk for lenders. Accordingly, we have not provided a risk rating for this partner.
This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.
Sanergy is a social enterprise that combines technology, entrepreneurialism and a unique business model to provide safe, accessible and affordable sanitation products and services to slum residents across Kenya. Sanergy uses the flexible, zero-interest capital provided by Kiva lenders to offer loans to its network of toilet operators. The funding covers the upfront costs of the toilet purchase, enabling operators to pay back the loan over time with the revenue generated by the toilet.