Alimanjani is a thirty-six-year-old hardworking man with two children living in Bundibugyo, Uganda. For five years now, he has been selling cocoa, and the business has been very lucrative. He sells cocoa directly to the factory, which buys at a higher price. Like most good fathers, he desires to educate his children through university and set up income-generating activities for them. Alimanjani intends to use this loan to buy cocoa to sell.