Tinh was born in 1962. She has two children who are adults. Her husband is a constructor. She is a carpenter. She raises chickens and gets about 3,000,000 VND per month. Her family’s total earnings are about 12,000,000 VND per month.
She has participated in SEDA's credit program since 2007. In the last cycle she borrowed 9,632,000 VND and repaid the loan on time. In this loan cycle, she would like to borrow 10,080,000 VND to buy wood for her carpentry workshop. She wants to use the profits to save for her retirement.
The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.
You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.