This is Dema, 51, a resident of Taguig, Philippines. She is married to Benjamin, a carpenter. Dema and her husband manage their household while operating the business. Dema works hard to provide income for their everyday expenses.
Dema operates a variety store which, in the Philippines, is basically a small convenience store which retails groceries, toiletries and beverages piecemeal to the local neighborhood. It is the place to go to buy one sachet of shampoo, PHP 5 worth of cooking oil, or an egg. Dema also sells fish and different kinds and meat. She earns an income by getting supplies at wholesale prices and selling by the piece. Her regular customers are her neighbors and the local community. Dema earns a minimum of PHP 500 in sales every day.
To help her continue operations of her business, Dema is requesting a PHP 15,000 loan, which she will use to buy groceries, toiletries and beverages to expand her product inventory. She expects a boost in her business income as she expands her business.
Dema wants to give a good life to her children. She faithfully meets up with her co-fellowship* members weekly to share stories of her work and to draw strength and inspiration from the Word of God she studies.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.